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	<title>Better Relationships &#187; family budget</title>
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	<link>https://www.better-relationships.com</link>
	<description>Marriage &#38; Couples Counseling, Psychotherapy, Premarital Counseling</description>
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		<title>Money Troubles? How to Understand Your Relationship with Money</title>
		<link>https://www.better-relationships.com/money-troubles-how-to-understand-your-relationship-with-money/</link>
		<comments>https://www.better-relationships.com/money-troubles-how-to-understand-your-relationship-with-money/#comments</comments>
		<pubDate>Mon, 26 Nov 2018 21:18:27 +0000</pubDate>
		<dc:creator><![CDATA[Jim Swaniger]]></dc:creator>
				<category><![CDATA[FINANCES]]></category>
		<category><![CDATA[MEN'S ISSUES]]></category>
		<category><![CDATA[RELATIONSHIPS]]></category>
		<category><![CDATA[WOMEN'S ISSUES]]></category>
		<category><![CDATA[family budget]]></category>
		<category><![CDATA[family finances]]></category>
		<category><![CDATA[household finances]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[spending habits]]></category>

		<guid isPermaLink="false">https://www.better-relationships.com/?p=4205</guid>
		<description><![CDATA[We each have a unique relationship with money. Though not everyone recognizes the connection, there is a direct line between how you feel about money and your financial tendencies. Not only does your relationship with money influence financial decisions but it also plays a role in your self-worth. Thus, making it a topic worth exploring. Especially since money affects most areas of your life. When you understand your relationship with money, you can then begin to change it, allowing money to have a more healthy impact on your life. Consider these ideas for understanding your relationship with money and changing your financial future. Reflect on What Influences Your Relationship Money We’ve all had people and events in our lives that influence our relationship with money in both positive and negative ways. For example, did you have a parent that always seemed to be spending money, without any limits? Or did you experience an event that caused financial distress in your life? One event that has had a big impact in this regard is the 2008 financial crisis and recession. Research is showing that Millennials now make more conservative financial decisions because of the influence of the financial crisis. This can be both positive and negative. It means that many of us are more likely to save money. But we also may be more averse to taking major life steps such as buying a home or starting a family. Consider Your Philosophy Towards Money Once you have done some mindful reflection on your financial influences, locate within yourself some basic information, such as whether you’re a saver or a spender. This is actually an easy answer to retrieve. Simply open the books and analyze your saving and spending patterns. For example: Review your credit card statements to understand what you choose to charge. Log into your 401k/Roth IRA to see how much money you have saved. Assess your status regarding debt. (Home, car, student loans, etc.) Examine where your cash is going. (Eating out, shopping, tech gear, etc.) If this all sounds overwhelming, don’t worry. Plenty of online tools are available now [&#8230;]]]></description>
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		<title>Financial Disagreements: 3 Keys to Avoid Them Destroying Your Relationship</title>
		<link>https://www.better-relationships.com/financial-disagreements-3-keys-to-avoid-them-destroying-your-relationship/</link>
		<comments>https://www.better-relationships.com/financial-disagreements-3-keys-to-avoid-them-destroying-your-relationship/#comments</comments>
		<pubDate>Tue, 20 Mar 2018 00:16:52 +0000</pubDate>
		<dc:creator><![CDATA[Jim Swaniger]]></dc:creator>
				<category><![CDATA[ARGUMENTS]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[CONFLICT]]></category>
		<category><![CDATA[FINANCES]]></category>
		<category><![CDATA[MARRIAGE COUNSELING]]></category>
		<category><![CDATA[RELATIONSHIPS]]></category>
		<category><![CDATA[SALARY]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[family budget]]></category>
		<category><![CDATA[family finances]]></category>
		<category><![CDATA[financial disagreements]]></category>
		<category><![CDATA[householed finances]]></category>

		<guid isPermaLink="false">http://www.better-relationships.com/?p=3962</guid>
		<description><![CDATA[There’s an old saying that goes, “Money is the root of all evil.” While money may not be responsible for all the problems a couple may have, it’s definitely a double-edged sword. Although money can empower couples to make their own decisions, it also can cause financial disagreements and drive couples apart. Every couple has disagreements. They go hand-in-hand with any relationship. However, financial disagreements can be a particularly difficult problem. In fact, money matters and differing viewpoints regarding finances are at the top of the list of reason why couples separate or divorce. To avoid letting this issue destroy your relationship, consider these three important key points. 1. Communicate Early and Often About Finances Like with everything else in a relationship, communication is also key when it comes to finances. Even when in the dating phase, it is helpful to talk about money. Regardless of which stage you are in a relationship, consider applying these ideas: Know whether or not your partner has significant debt. Get a clear understanding of your income, expenses, and debt. Create a household budget together and stick to it. Review the household finances together, at least monthly. If considering a major purchase, review all of the information and discuss it before making a decision. When a financial decision requires a lot of work, divide tasks. Then, report back to each other with your findings. Make it a regular habit to talk about the family finances. This ensures both of you are engaged and have a voice when it comes to money matters. 2. Work Together to Prepare for the Future Together, envision where you see yourselves at 10, 20, or 30 years down the road. Do you want to have children? Are you interested in taking an extended trip? Or do you want to purchase a second home? As you discuss these things, are both your visions in alignment? If not, then you both may have some work to do. Remember that not every couple is going to align on every major issue. Some disagreement should be expected. Yet, you both should be in [&#8230;]]]></description>
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